Solutions

Payment Gateway

Why hire an internal IT person, when you can have an entire team of IT experts for a fraction of the cost?

Cardserv HR Solutions

Our framework empowers businesses to manage payment configurations independently, tailored to their specific needs. You are no longer confined by limitations or restrictions imposed by traditional gateways, granting you full autonomy over payment processing and oversight.
Our expert team specializes in payments, IT, and security technologies, providing fully customized and competitive payment solutions to meet diverse client needs.
Whether you want to improve an existing payment setup or build one from scratch, as your technology partner, we deliver solutions precisely crafted to your business requirements.
Our client base ranges from banks and PSPs to credit card companies and up-and-coming payment service providers, such as mobile operators.
We offer a partnership program for mobile app developers, e-commerce and m-commerce platforms, and hardware vendors, enabling them to elevate customer experiences through cutting-edge technology.

Core Functional Capabilities

The Cardserv Global Payments Processing Platform is a flexible, white-label software solution designed to enable secure and automated transaction processing between merchants and end-users.
Built for financial institutions and payment providers, the platform enhances all payment processes while offering services to their end customers.

Key Features:

Comprehensive API and Integration Options
Advanced Transaction and Dispute Management
Simplified Traffic Management
Built-in Financial and Reporting Tools
Integrated Anti-fraud and AML Capabilities

User Roles and Account Structures

Fully customizable roles and account setups with a five-level user hierarchy. This enables the creation of an unlimited number of users with tailored permission levels.
With access to over 1,000 distinct privileges, permissions can be finely tuned to align with specific business requirements.

Transaction and Dispute Oversight

Comprehensive support for all stages of card payment processing.
Unified interface to handle transactions, regardless of their type or method of payment.

Key Features:

Verification, sales, preauthorization, transfers, payouts, cancellations, captures, reversals, voids, and payout cancellations.
Processes include chargebacks, fraud prevention, arbitration, and retrievals.

External API and Integration Interfaces

Cardserv offers an intuitive API—the Cardserv Postman API—which enables rapid merchant connectivity, eliminating the need for highly specialized IT resources.
External APIs also simplify merchant migration across various payment providers while maintaining compliance with standards like the Open Payment Platform REST API.

Real-Time Transaction Insights

Features include:

- Intuitive dashboards
- Detailed transaction statistics
- Seamless navigation tools for transaction management

Traffic Management and Routing

Highly configurable traffic routing and balancing features, adaptable to specific merchant accounts. Swift duplication allows for easy setup.

Key Features:

Multi-acquirer support
Cascading and balancing options
Custom routing for new and returning customers
Flexible client routing configurations

Rate and Fee Management

Assign and manage transaction rates for merchants, resellers, and providers.
Real-time updates to merchant account balances, reflecting short- and long-term transaction impacts.

Multi-Currency Flexibility

Supports multi-currency transactions, including cryptocurrency and cross-border payments.
Provides consolidated reporting based on currency exchange rates and integrates multi-currency processing seamlessly.

Recurring Payments

Enables card registration through financial or non-financial transactions, alongside webhook functionality and customizable configurations for recurring payments.

Features include:

Simple setup and management
Configurable recurring payment plans

Money Transfer Capabilities

Offers customizable traffic management and APIs tailored for diverse payment types, including global methods and Alternative Payment Methods (APMs).

Key Features:

Card-to-card transfers (e.g., Visa Direct, MasterCard MoneySend)
Transfers between cards, accounts, and IBANs
APM payouts for added flexibility

Third-Party System Integration

Integrates seamlessly with CRM systems, KYC solutions, loyalty program verification tools, and anti-fraud platforms.
Dynamically informs external systems of real-time transaction statuses during processing.

Fraud and AML Prevention

Comprehensive fraud detection with internal and third-party tools (e.g., MaxMind minFraud).
Extensive list functionality for managing fraud and loyalty concerns.
In-depth analysis of declined transactions and exportable reports.

Reporting and Financial Reconciliation

Built-in reporting tools with customizable options.
Daily transaction maintenance and reconciliation APIs for accurate account balances.

White-Label Gateway Customization

Tailor the system to your business:

- Configure domain zones
- Deploy SSL certificates
- Set up personalized documentation portals and sandbox environments

Certified Infrastructure

Dual-location processing centers in Holland and Germany ensure fail-safe operations.
Annual audits for PCI DSS compliance and regular updates to enhance system reliability.
Engineered for heavy workloads with 24/7 operational stability.

Flexible Adoption Models

Choose between Software as a Service (SaaS) or full software licensing options.

SaaS:

- Pay-as-you-go pricing
- Automatic updates
- Minimal setup costs

Licensed Software:

Full ownership
Offline availability
No ongoing subscription costs

Cutting-edge tools
that drive performance

If your technology is draining resources rather than optimizing them, we can get you back on track. A professionally managed services provider can give you the decisive edge to: